Share Savings Accounts earn interest* at the following rates:

SAVINGS                               APR             APY

$100.00 - $2,999.99           .25%          .25%

$3,000.00 - $4,999.99        .80%          .80%

$5,000.00 - Up to a
$20,000.00 maximum         1.00%         1.03%

*Rates as of 1 May 2008.