The Commanding Officers' and Sergeants' Credit Union is a member owned and controlled financial institution dedicated to providing our members and their families with an array of quality products and services delivered by knowledgeable, dedicated personnel.
________________POLICY STATEMENT_______________
Commanding Officers & Sergeants Credit Union
Our PRIVACY POLICY
The following privacy principles were established to maintain the security, integrity
and
confidentiality of your personal financial information.
Information we collect:
We routinely collect and retain the information from your account applications, transaction history (for deposits, loans, credit cards, etc.) and from consumer reports. This data helps us:
- To establish and administer your accounts.
i.e.: We ask for personally identifying information to protect your account(s) from fraud).
- To adhere to certain regulatory requirements:
i.e: : When you open an account that pays interest, we are required by the I.R.S. to obtain your social security number.
-
Better understand you so that we may provide you with additional or improved products and services.
i.e.: We require information concerning your credit history and your assets to determine if you qualify for loan approval.
****We DO NOT SHARE the nonpublic personal information of our current and previous members and nonmember customers with affiliates or nonaffiliated third parties except as permitted or required by law.****
How is that information protected?
Access to your personally identifiable financial information is limited to employees with a specific business reason for utilizing this data. Our employees are trained and educated about the importance of maintaining confidentiality and member privacy. If necessary, we take appropriate disciplinary steps to enforce our employee’s responsibility to protect your very personal information.
In order to prevent unauthorized access to your information, we maintain security standards and procedures that conform with industry practices. These security standards and procedures are routinely tested to verify the integrity of our systems.
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